When you open an account, we may ask you to provide us with certain ‘Personal Information’ that can be used to contact or identify you, verify your identity, address or other information or to manage risk and compliance throughout our relationship. We collect this information for the purpose of providing the Service, identifying and communicating with you, responding to your requests/inquiries, and improving our services. ‘Personal Information’ means data that identifies you and is associated with a specific person. ‘Personal Information’ does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person.
When you are using the Services, we collect information about your account transactions and trust relationships and we may collect information about your computer or other access device for fraud prevention and other similar purposes. When you visit the website, we also collect your IP address, and standard web log information, such as your browser type and the pages you accessed on our website. We also may collect certain geo-location information which permits us to limit where The Beans is available and focuses our growth in certain geographies. If you do not agree to our collection of this information, you may not be able to use our Service.
We are committed to providing a safe, secure and all around great service. Therefore, we may also obtain information about you from third parties such as identity verification, fraud prevention and similar services. Finally, we may collect additional information from or about you in other ways not specifically described here.
We do not knowingly solicit or collect information from any individuals under the age of 18. Use of Information Collected by Us Our primary purpose in collecting Personal Information is to provide you with a safe, effortless, personalized, and joyful experience. We may use your Personal Information to: provide the services and customer support you request; improve our services and the content and layout of our website; send you updates about new products and services that we are offering to customers; compare information for accuracy and verify it with third parties; perform other services as authorized by you; and perform other duties as required by law. We may use your financial information to facilitate social comparisons of spending patterns and other personal financial matters. Sharing Personal Information We do not share your Personal Information with third parties for promotional or marketing purposes. However, we may share your Personal Information with: Law enforcement, government officials, or other third parties if we are compelled to do so by a subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of personal information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the this Privacy Policy or the Terms of Service, or as otherwise required by law. Third party service providers who assist us in providing services to you or who provide fraud detection or similar services. Service providers under contract who help with parts of our business operations (for example, fraud prevention, payment processing, or technology services). Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.