Automation makes our lives easier in so many ways. We automate our meeting invites, our prescription refills, our Netflix subscription! Automation is also a powerful tool for our financial wellness. … Read More
Kiandra used The Beans’ 3 Principles to build her Essential Savings and pay off debt. Here’s how she did it and how she’s going to use the 3 Principles again.
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The first step is to know where your money is going. Take a look at what you are paying monthly. There are fixed expenses like rent and utilities and then there are flexible expenses like groceries and a new pair of shoes. … Read More
Regardless of how you plan on spending your long summer days- fun and financial progress do coexist! So how do you set yourself up for success this summer? Answer these three questions and then dust off those flip flops. … Read More
Behavior change is not always easy, and it takes a little time, but knowing the stages of behavior change will make the process more successful and more fun. … Read More
Savings plays a foundational role in financial progress. … Read More
There’s one strength we all must master to achieve success in the other areas of our lives, and that strength is financial balance. … Read More
With your friends, lover(s), or random strangers … Read More
It’s that time of year. Friends, family, coworkers, the barista at Starbucks, everyone wants to know: “What are your New Year’s Resolutions?” Whether you fanatically set them or avoid resolutions like the plague, this is the time of year when goals are top of mind. … Read More
This holiday season, make a list to gift without regret. … Read More
How do your “people” influence your spending habits? We’re talking about your community, your circle, your friends, your family. Maybe you don’t think they influence you at all, but research says that’s unlikely. We are social beings, and we tend to match the habits of others in our circles, whether we like it (or realize it) or not. … Read More
We often think of the next generations as our own children; however, it can also include our extended family, our neighborhoods, causes or organizations we care about, or even the culture we come from. The decisions we make today to grow our wealth have an impact on those who come after us. This is the concept of generational wealth. … Read More
Every dollar is equal, right? Research out of the University of Cambridge suggests that might not be the case. You might actually be able to get “more” out of your dollar by making sure that your spending is aligned with your values. … Read More
Looking at the neuroscience and chemistry of the brain can help us examine how money actually impacts our health. Is it possible that money can buy happiness? Here at the Beans, we both challenge and affirm that assertion. … Read More
PSLF was created to relieve some of the burdens of student loans for those employed in public service professions, such as those who work in education, healthcare, non-profit, and government jobs, for example. … Read More
When our founder and CEO, Melissa Pancoast, was a teacher, she noticed that her community’s stress, from the teachers’ lounge to her students’ parents, had financial roots. … Read More
