One Month Cash Flow

People with Plans are 10x more likely to be successful. Make your Cash Flow Plan for one month using the form below.

Steps: Fill in your total expected Income, Fixed, and Flex expenses for one month. Consider rounding up for expenses. And fill in every field, even if it’s a zero. Review your Plan Summary at the end of the sheet to determine if any changes are needed and write a brief reflection. Once you submit this form, you’ll have the option to download your responses as a PDF.

Example: Calculate the total needed for each entry for one month. If the paycheck that lands in your bank account is $1,500 and you’re paid on the 15th and last day of each month, then your monthly take home is $1,500 x 2=$3,000.

About you

Name

First

Last

All Income

Recurring paychecks and other Income

1. How much will land in your bank account from your paycheck next month? *

2. How much will land in your checking account from any other additional incomes next month? *

Income Total

All Fixed Expenses

Recurring expenses next month

1. Total recurring savings next month? *

2. Total recurring donations next month? *

3. Total Insurance expenses next month? *

Car insurance, health insurance, other insurance, pet insurance, property insurance

4. Total subscription expenses next month? *

App subscriptions, goods and shipping service subscriptions, gym memberships, grocery delivery subscriptions, media subscriptions, organization memberships

5. What do you expect to spend toward on your rent/mortgage next month? *

Rent, Mortgage, HOA fees, etc. If you don’t pay for housing, type 0.

6. Total Payments next month? *

Bank maintenance fees, car payments, credit card payments, loans, medical payment plans, other payments, student loans, tax payment plans

7. Total utilities expenses next month? *

Garbage + recycling, gas, cell phone, security, utilities bundles water, wifi

Fixed Expenses Total

All Flex Expenses

Daily decisions and one-time expenses next month

1. What do you expect to spend on basics next month? *

Clothes, education-related costs like tuition, healthcare charges, home goods, pets, basic goods, and personal care costs.

2. How much cash do you expect to withdrawal next month? *

Uncategorized cash

3. What do you expect to spend on driving next month? *

Car-related daily costs like gas, street parking, and car washes.

4. What do you expect to spend on food + drink next month? *

Cafes, restaurants, bars, and take out. This does not include groceries.

5. What do you expect to spend on your lifestyle next month? *

Experience-related expenses like books, one-off donations, one-off classes, flowers, gear, gifts, self care, travel, video games, and work expenses.

6. What do you expect to spend on getting around next month? *

Ride shares, public transportation, gas expenses

Flex Expenses Total

Plan Summary

Plan until you have a $0 balance. If your balance is in the negative, then you either need to increase your take home pay or cut expenses.

Income Total

Fixed Expenses Total

Flex Expenses Total

Total Balance

Does your Plan work? What changes will make it stronger?